Terms of Use

1. Who this agreement is with

These Terms are an agreement between you and Ilias Jumadilov, an individual based in Massachusetts, USA, who currently operates VantageVoice. VantageVoice is the product name, not a claim of an already registered company.

2. Eligibility and your responsibilities

Your invitation is personal, revocable and non-transferable. It may not be shared with colleagues or transferred to another person or account.

• You are at least 18 years old and a US financial-advisor professional.
• Your account has been granted individual access to VantageVoice.
• You are authorized to participate and you follow your firm's and CCO's policies on using AI tools.
• You keep your Google account secure and do not share access to it.

3. Prohibited data and acceptable use

You must not enter, upload or speak personal, financial, confidential or nonpublic information about your clients. That includes names, contact details, dates of birth, Social Security or tax identification numbers, account, card, policy or routing numbers, statements, tax or medical documents, nonpublic holdings or transactions, material nonpublic information, and identifying combinations of details. Your own professional data and genuinely anonymized situations are allowed.

• No unauthorized personal data of any third party.
• No credential sharing or access on behalf of another person.
• No unlawful use, security abuse, scraping, probing or interference.
• No attempt to bypass access controls, content checks or the invitation list.

4. Your content and the licence you grant

You keep ownership of everything you create. You grant only the limited licence needed to host, store, process and transmit your content in order to provide, secure and support VantageVoice and to carry out the requests you make in the product. That licence ends when the content is deleted.

5. Feedback

We may use feedback, suggestions and bug reports you give us to improve the product, without obligation to you. Giving feedback is not permission to use your content, and never permission to use client data.

6. AI outputs

AI-assisted output may be inaccurate, incomplete or fabricated, including invented facts, figures, quotations and sources. You must review every output for accuracy, sourcing, required disclosures and suitability before you use it anywhere.

7. Editorial guidance only, not advice or approval

VantageVoice provides editorial and compliance-conscious guidance. It does not provide investment, legal, tax, regulatory or compliance advice, and it does not approve anything. It is not a substitute for your firm's supervision, review and approval, and it is not a books-and-records or archiving system.

8. No automatic publishing or delivery

VantageVoice does not publish to LinkedIn or anywhere else on your behalf, and it does not send anything automatically to your firm or CCO. Calendar entries and statuses are internal planning tools that you update manually unless a feature explicitly states otherwise.

9. Firm Policy upload

Uploading your firm's policy or advertising and communications rules is optional. Analysis based on it is guidance only and does not guarantee compliance with your firm's policy or any regulation.

10. Service availability

VantageVoice may change, be interrupted, suspend a feature or end access. There is currently no service level commitment. Keep your own copy of anything important. You may stop using the service at any time and request an export or deletion at hello@vantagevoice.app.

11. Suspension and termination

We may suspend or end your access for safety reasons, entry of prohibited data, abuse, a legal obligation, or discontinuation of the service. Where practical we will tell you.

12. Warranties and liability

VantageVoice is provided as-is and as-available, without warranties, to the fullest extent permitted by law. To the fullest extent permitted by law, the operator is not liable for indirect, incidental, special or consequential damages, or for lost profits, lost data or lost business opportunities.

Nothing in these Terms waives any right or remedy that cannot be waived under applicable law, and nothing excludes liability for fraud, wilful misconduct or anything else that cannot lawfully be excluded.

13. Governing law

These Terms are governed by the laws of the Commonwealth of Massachusetts, USA, without regard to conflict-of-law rules. Where a mandatory law of your place of residence or professional regulation gives you rights that cannot be overridden by agreement, those rights continue to apply.

14. Version, changes and general terms

These Terms, the Privacy Policy and the Participation Agreement together form the entire agreement for VantageVoice and replace earlier versions. If any part is unenforceable, the rest continues to apply.

Material changes require a new version and your renewed acceptance before you can continue. Any pricing or payment terms will be presented separately before a charge is made.

Questions: hello@vantagevoice.app.